James T. Russell IV

Further information about James T. Russell IV:

James Russell was first licensed in 1986 through First Investors Corporation. In 1987, he took a position with the brokerage house Dean Witter Reynolds (now Morgan Stanley) as a fully registered stockbroker. Shortly after starting a career with Dean Witter, the stock market crashed. James learned through that experience that life's catastrophes are sometimes inevitable; it's the opportunity that you find within them that is important. The stock market crash of 1987 also taught James to quickly interpret economic data. James feels it is important for a money manager to utilize today's economic data to help them assess potential market trends of the future. Over the past 25 years, James Russell has used his experience to broaden his knowledge of how the market reacts.

In the early 1990's, James worked as an entrepreneur and consultant. He started Vanguard Mortgage Group which was designed to capitalize from the new lending laws which were enacted by congress in 1994. These new lending laws were the same laws that forced Fanny Mae and Freddy Mac to loosen lending standards and later caused their collapse. Vanguard Mortgage was sold to Delaware Savings Bank, FSB (Federal Savings Bank) in 1997. James stayed with Delaware Savings Bank after the transition as the President of the Bank's Financial Division. James witnessed the beginning of the sub-prime mortgage market during this time. Once he realized the potential financial gains offered by the sub-prime market, James started Chase Alliance where credit debt was purchased for pennies on the dollar.
The money could later be collected for the full amounts through the use of specialized law firms in selected states.

In 2000, James Russell relocated to Florida where he managed his own investment portfolio using his 25 years of experience to implement time tested hedging strategies. He also continued to operate Chase Alliance until 2002 when it was sold to a funding partner. In early 2000 James also began consulting with small business owners to help them understand ways to lower their cost of employee expenses and become more financially efficient.

In early 2006, many people began seeking advice from James for their personal finances. He re-registered as an Investment Advisor agent to take on clients once again. At first he took a position with Morgan Stanley but later realized he could better assist clients by being independent.

Compensation and Fee Structures:

* Flat-Fee - based on hourly preset contact rates

* Fee-Basis - which allows me to:
- Customize an investment portfolio that is designed to help you realize your Short and long-term investment goals.
- Provide simplified performance reporting which makes it easy for you to monitor your account
- Support you with ongoing professional advice, timely information about your account and updates on the world's financial markets.
- Manage your portfolio and make investment changes (without commissions - other fees may apply) as your objectives or the economic climate changes.

Together we can create a personal relationship and portfolio that is designed to help you meet your Investment objectives.

Licenses, Certifications & Affiliations:

Not specified

Education:

Not specified

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Further information about Common Sense Financial Investing, LLC:

(Size of firm: 0-9 advisors)

Quality Objective Financial Experience and Advice
I am committed to putting quality service and truly objective advice in an easy to understandable format. I offer clients financial services in a variety of areas:

* Tax-Advantaged Investing
Help reduce your tax liability and let more of your money work for you

* Investment Portfolio Analysis
Keep you informed of how your investments are performing, and to make adjustments as needed

* Retirement Planning
Design an Investment strategy to help you towards your retirement goals

* Estate Planning
Preservation of wealth from generation to generation


Provide Ongoing Review
Whether you are looking for portfolio management services, or a diversified fee-based account that includes stocks and bonds and thousand of other products and strategies, I can help.

I have the flexibility to choose from a wide range of investments to help you meet your financial objectives.

Once an investment strategy is implemented, a financial professional will conduct comprehensive periodic reviews of your Investment objectives, your portfolio's performance and your overall progress toward meeting your financial goals.