Janet L. Barr

Further information about Janet L. Barr:

Barr has served as a financial advisor since 1994 where she helps people with issues such as protection planning, tax reduction, retirement planning, investment selection and monitoring, asset allocation and estate preservation.

She's active in the community and volunteers:
* Adjunct Faculty at Brooks Institute (March 2000-present)
* Member and current Board Member, Santa Barbara Estate Planning Council since 2005
* Member of Socially Responsible Investment Forum
* Member, Int'l Academy of Collaborative Professionals
* Member, Santa Barbara Lawyer's
* Past-President for the SB Financial Planning Association (2000)
* Past Area Governor with Toastmaster's International (2000)
* Has served as a consultant for the UCSB Dept. of Economics (1999)

Other accomplishments include:
Sergeant, US Army (1980-1984) selected as first woman non-commissioned officer of the month for Ft. Irwin, CA for June 1984. Brooks Institute selected Barr as the General Education Instructor of the Year for 2003.

Personal:
In her limited free-time Janet enjoys her dog, Kobe (sheltie), classical music, gardening, kayaking, golfing, yoga and flying light fixed-wing aircraft.

Compensation and Fee Structures:

Typical Fee Structure (as of 1/1/2009 until 12/31/2009)

Portfolio Size Fee as % of Portfolio
$0 - $250,000 1.25%
$250,000 - $500,000 1.125%-0.95%
$500,000 - $1,000,000 1.1%-0.85%
$1,000,000 - $2,500,000 0.85%-0.75%
$2,500,000 - $4,500,000 0.75%-0.65%
$4,500,000 - $7,000,000 0.65%-0.55%
$7,000,000 - $10,000,000 0.55%-0.50%
over $10,000,000 negotiable (0.45-0.25)

Standard Payments for Services
There are four basic ways you can pay for financial and investment help.
* Hourly fees for Janet Barr ($225 until 06/30/2009)
* By a set fee as a percentage
* Annually negotiated
* flat fee Commissions

Licenses, Certifications & Affiliations:

ChFC - Chartered Financial Consultant
CLU - Chartered Life Underwriter
CDFA - Certified Divorce Financial Analyst
CIS - Certified Income Specialist
CFS - Certified Fund Specialist

Registered to sell Securities in the following states:
Arizona, California, Montana, Washington.

Securities offered through LPL Financial. Member FINRA/SIPC.

CA Insurance Lic.0B33145

Education:

2009 Kinder Institute, CA -Trained with George Kinder on "the Seven Stages of Money Maturity"
2008 Institute of Business and Finance, CA - Certified Fund Specialist (CFS)
2008 Institute of Business and Finance, CA - Retirement Income Specialist (RIS)
2007 Kingdom Advisors - Qualified Kingdom Financial Planner, GA
2006 Series 24 , General Securities Principal (FINRA) through LPL Financial
2005 American College, PA - Chartered Life Underwriter (CLU)
2004 Institute for Divorce Financial Analysts, MI - Certified Divorce Financial Analyst (CDFA)
2001 American College, PA - Chartered Financial Consultant (ChFC)
1994 Series 7, Registered Representative (FINRA) through LPL Financial
1991 UCSB, Bachelor of Arts (BA)

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Further information about Collaborative Financial Solutions, LLC:

(Size of firm: 0-9 advisors)

Collaborative Financial Solutions, LLC is a full-service financial consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients - not to a parent company.

Independence enables us to establish working relationships with a number of investment and insurance providers whose products we leverage to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Mission/Intention:
To create peace and understanding around money for those in our presence.

Our specialties include:
Wealth management, socially responsible and green alternative energy investing, estate planning, divorce settlement planning, life planning and life coaching.