Rick Baumgartner

Further information about Rick Baumgartner:

Founder of Senior Info Services, he is a respected investment advisor, insurance professional and business leader in Jackson County.

He is a supporter of and a member in good standing with the National Ethics Bureau. In addition to working with a small group of private clients he is a well known financial strategist, speaker and educator.

He specializes in working with retirees and pre-retirees who share the common values of faith, family, community, integrity and honesty.

Compensation and Fee Structures:

As an investment advisor we manage your account for a percentage of assets under our management. The annual fee ranges from 1/2 of 1% to 2%, depending on the size and complexity of your account. The fee is paid quarterly, at the end of each quarter. If you wish to terminate our association - and you can do so at any time - any prepaid fees will be promptly refunded to you on a pro-rated basis. Additionally, we may select and monitor other money managers (Registered in Oregon) on your behalf. When we do so the other money managers pay us a portion of the fees generated by the referred clients - clients do not pay us directly for this service.

Licenses, Certifications & Affiliations:

Not specified

Education:

Not specified

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Further information about Senior Info Services Inc.:

(Size of firm: 0-9 advisors)

Rick Baumgartner of Senior Info Services, Inc. is a fee based registered investment advisor in Medford, Oregon, specializing in investment management for retirees and pre-retirees. We do not accept commissions for our investment advisory services, which include:

- Private Asset Management
- Comprehensive financial planning
- Socially responsible investing (SRI)
- Charitable giving planning
- Estate planning
- Tax Planning

In addition, we operate a risk assessment and management that is designed to ascertain and quantify risk as one transitions through retirement. These are insurance strategies and we do accept commissions from insurance companies for these services. They include:

- Income and asset preservation planning
- Tax efficient estate
- Long term care planning
- Tax efficient estate distribution planning

How We Operate (Fees)

We do financial planning and investment advising. As a financial planner we charge up to $150 per hour, depending on the complexity of your financial situation, for consultations. We will give you advice on your financial concerns, including, but not limited to: investments, taxes, insurance, retirement and estate planning. You are the sole determinate of how many hours of financial counseling you'll need, and you can terminate at any time.

As an investment advisor we manage your account for a percentage of assets under our management. The annual fee ranges from 1/2 of 1% to 2%, depending on the size and complexity of your account. The fee is paid quarterly, at the end of each quarter. If you wish to terminate our association - and you can do so at any time - any prepaid fees will be promptly refunded to you on a pro-rated basis. Additionally, we may select and monitor other money managers (Registered in Oregon) on your behalf. When we do so the other money managers pay us a portion of the fees generated by the referred clients - clients do not pay us directly for this service.

You are free to select any broker you wish for implementation of our advice. If you want us to recommend a broker, you'll get a recommendation based on the broker's costs, skills, reputation, dependability and compatibility with you, and not upon any financial agreement between the recommended broker and us. NOTE: Clients may be able to obtain lower commissions and fees from other brokers, and the value of products, research and services given to the applicant is not a factor in determining the selection of broker/dealers or the reasonableness of their commissions.

General Information

Most of our clients are individuals, but we also work with pension plans, businesses, charities and trusts & estates. We give advice on -but don't necessarily recommend - all types of securities, ranging from government bonds through mutual funds to commodities. We engage in fundamental security analysis. Our main sources of information are financial newspapers & magazines, research materials prepared by others, corporate rating services, annual reports and company press releases. Our investment strategy is investing for the long term, occasionally for the short time.

On occasion, we may buy or sell securities that we recommend to you. There is no conflict of interest as the securities we recommend are widely held and publicly traded and we are too small an advisor/investor to affect the market and we always place your interests ahead of our own interests.

We review managed accounts daily and financial planning accounts annually. The calendar is the triggering factor. Accounts at other money managers are reviewed when we get their statements- usually quarterly. We don't prepare regular reports for you. You'll get statements from your broker/dealers, mutual funds and other money managers, as appropriate.

We do not earn sales commissions by selling securities. We do sell insurance products. Clients should be aware that a conflict of interests exists between the interests of Senior Info Services Inc. and the interests of the clients; and that the client is under no obligation to act upon the recommendations of Senior Info Services Inc.; and if the client elects to act upon any of the recommendations, the client is under no obligation to affect the transaction through Senior Info Services Inc..

We do not compensate anyone, either directly or indirectly for client referrals. We do not have a minimum size for client accounts.

When we manage your accounts on a discretionary basis, we limit our discretionary authority by prohibiting ourselves from withdrawing funds and/or securities from your accounts. In addition, discretionary transactions are limited to stocks & bonds, mutual funds and government securities.