Jay L. Smith

Further information about Jay L. Smith:

As a financial advisor, my mission is to provide clients with the knowledge and expertise they need to make educated financial decisions. In order to accomplish this, I combine my experience in the financial services industry with quality investment alternatives and the latest information and technology available.

I strive to present information in a straightforward, understandable manner so that together with my clients, we can determine the most appropriate options available for their portfolios. I constantly consider changes in both the marketplace and in my clients' needs, making necessary adjustments to help them.

Previous positions held:
Adjunct Faculty: Oakland University - CFP(R) Certificate Program
Chairman: Michigan Institute of Certified Financial Planners
Vice Pres: Michigan Financial Planning Assoc.
President/Chairman: Oxford Rotary (Paul Harris Fellow)
President: Oxford Chamber of Commerce

Community Groups:
Director: Oxford Bank Corporation
Oxford Chamber of Commerce
Detroit Economic Club

Compensation and Fee Structures:

Fee Only

Licenses, Certifications & Affiliations:

CFP
General Securities
Variable Contracts
Life, Health Principal

Education:

Oakland University - Pre CFP(R), Economics and Management
College For Financial Planning: Denver (CFP(R))

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Further information about Raymond James:

(Size of firm: 0-9 advisors)

Raymond James Financial (NYSE-RJF) is a Florida-based diversified holding company providing financial services to individuals, corporations and municipalities through its subsidiary companies. Its three principal wholly owned broker/dealers, Raymond James & Associates, Raymond James Financial Services and Raymond James Ltd., have more than 5,000 financial advisors serving 1.8 million accounts in 2,200 locations throughout the United States, Canada and overseas. In addition, total client assets are approximately $173 billion, of which approximately $26 billion are managed by the firm's asset management subsidiaries.

In December 2008, Raymond James was listed for the seventh time as one of "The 400 Best Big Companies in America" by Forbes.com.

In July 2008, Raymond James ranked "Highest in Investor Satisfaction with Full Service Brokerage Firms" in the J.D. Power and Associates 2008 Full Service Investor Satisfaction StudySM. The results are a demonstration of the very high level of service we strive to achieve.